Text Size

Card Services

ATM Cards

Automated Teller Machine (ATM) Cards are available to First National Bank checking and savings account customers at no charge.

  • Convenient and easy to use
  • Provide access to funds through ATMs 24/7
  • No ATM fees when using First National Bank ATMs
  • All transactions appear on your account statement
  • Can be linked to both First National Bank checking and savings accounts
  • A personal identification number (PIN) is issued for added security
  • Change your PIN at any First National Bank ATM location

Use any of First National Banks nine ATMs to withdraw money with no service charge. All transactions will appear on your monthly account statement.

Debit Cards

First National Bankís VISA Debit Card is your checkbook and ATM card all rolled into one and are available at no charge.

  • Convenient and easy to use for
  • Use anywhere VISA is accepted
  • Provide access to funds through ATMs 24/7
  • No ATM fees when using First National Bank ATMs
  • Can be linked to both First National Bank Checking and Savings accounts
  • All transactions appear on your account statement
  • Personal identification number (PIN) is issued for added security
  • Change your PIN at any First National Bank location

Use any of First National Banks nine ATM machines to withdraw money with no service charge. Use your debit card for point-of-sale purchases at most merchant locations. All transactions will appear on your monthly account statement.

Credit Cards

First National Bankís Visa Credit cards will be accepted as payment for goods and services by any merchant displaying the VISA logo.

Description

  • Provides added freedom and convenience while away from home
  • Provides security in knowing customer has 24-hour access to his account through point-of-sale, FNB ATMs and other participating ATMs, and Online
  • Tailor repayment to meet your needs
  • Eliminates the need to carry large sums of cash
  • Provides coverage while traveling on any licensed common carrier
  • Ability to draft checking or savings accounts at any financial institution for payment
  • Worldwide acceptance
  • 24 hour access
  • Flexible payments
  • Safety/Security
  • Travel accident insurance
  • Auto Pay
  • Expanded purchasing power
  • Score Card Rewards Program

Apply for a First National Bank Credit Card

Gift Cards

First National Bankís VISA gift card makes the perfect gift for any occasional and they are made available at all First National Bank offices.

  • Conveniences, fast, easy, safe and secure
  • Gift cards are accepted everywhere the VISA logo is displayed
  • Can be used to pay for purchases made online, at your local grocery store, department store, restaurants, and more
  • Can be used instead of cash or travelerís checks when traveling
  • May be purchased from $25.00 to $500.00 and are not reloadable
  • An inactivity fee of $5.00 will be assessed the first of each month after 12 full months of inactivity. Contact us for more information about this type of service.

 For existing card information or to order a gift card please call Harland Clark at 1-866-244-5360 or visit their website www.harlandclarkegiftcard.com.

FNB Fraud Center

FNB Fraud Center is an effective tool to manage risk by minimizing the impact of fraud to our Debit and ATM cardholders by increasing fraud protection and reducing fraud losses.

  • Identifies potentially fraudulent transactions early in the fraud cycle
  • Offers opportunities to minimize the impact of fraudulent transactions
  • Provides complete and timely transaction review
  • Allows quick, positive action to reduce future fraud losses on behalf of our customers
  • No charge to First National Bank customers for this service

Click here to see a list of frequently asked question related to this service

FNB SMSGuardian

FNB SMSGuardian is a tool that generates text message alerts when you conduct certain types of transactions using your debit card.

  • Generates alerts when potentially high risk transactions take place
  • Empowers customers to stop fraud as it occurs
  • Provides a tool to permanently block a fraudulently used card
  • No charge to First National Bank customers for this service

Click here to enroll in SMSGuardian

Click here for a step-by-step enrollment guide