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Consumer Loans

Home Equity Line of Credit

Home Equity Line of Credit is a revolving line of credit.  This line is secured by the customer’s equity in their primary residence.

Description

  • Enables customer to access funds as needed
  • Accessible by ATM/check card, check or transfer from inside the bank.
  • Maintains a banking relationship
  • Potential tax advantages
  • Flexible Payment plans 

Automobile Loans

Description

  • Fixed rates with discounts for banking relationships
  • Low-new car rates
  • Flexible terms
  • Credit Life Insurance
  • Accident & Health Insurance
  • No penalty for early payoff 

Unsecured Loans

Description

  • Fixed rates with discounts for banking relationships
  • Flexible terms
  • Credit Life Insurance
  • Accident & Health Insurance
  • No penalty for early payoff 

Savings Secured Loans

Description

  • Interest rate tied to rate of savings/certificate of deposit
  • Monthly or Quarterly interest payment on outstanding balance.
  • No origination fee
  • Credit Life Insurance
  • Accident & Health Insurance
  • No penalty for early payoff